Financial Consultant
We offer full support for budget preparation, cost analysis, and mandatory financial reporting. Each SME benefits from a plan tailored to its specific operations.
A different approach compared to generic accounting solutions
We do not apply the same methods as for large corporations. Every recommendation takes into account real resources, seasonal cash flow, and the specific tax obligations of small and medium-sized enterprises in Romania.
Financial documents are accompanied by explanations written in plain language. You will know what each indicator means and how it influences day-to-day decisions, without needing an internal finance department.
Submission of declarations and financial statements is done on time, according to the ANAF calendar. We reduce the risk of fines or penalties through an internal verification and alerting system.
We build annual budgets and forecasts based on your actual history, not templates. We adjust scenarios according to market developments and your growth objectives.
All financial data is processed in accordance with current regulations. Access to information is strictly limited to the individuals involved in your service.
We do not disappear after the balance sheet is filed. We offer continuous support for questions related to expenses, invoicing, or legislative changes that directly affect you.
Concrete advantages
We build a budget plan based on your real income and costs, not general estimates. The result: controlled expenses and clearer profit margins.
Financial predictabilityWe prepare the balance sheet, profit and loss account, and cash flow statements according to ANAF requirements. You reduce the risk of fines and have documentation ready on time.
Legal complianceWe identify the deductions and appropriate tax regime for your activity. You save without breaking the law and without audit risks.
Safe tax savingsMonthly financial reports show you exactly what is working and what needs adjustment. No more guessing – you have concrete figures for every decision.
Informed managementA dedicated accountant answers your questions within 24 hours. You don't wait days for clarification or a correction.
Fast assistanceFor most SMEs, mandatory reporting includes the balance sheet, profit and loss account, cash flow statement, and explanatory notes. The submission deadlines to ANAF vary depending on the legal form and tax regime, but generally, annual financial statements must be filed by the end of May of the following year.
Revenue estimation starts with an analysis of sales history, firm orders, and seasonal trends. For new businesses, a conservative approach is recommended, based on comparable market data and realistic forecasts. A flexible budget, reviewed quarterly, reduces the risk of major deviations.
Single-entry bookkeeping records only receipts and payments, making it suitable for micro-enterprises and authorized individuals. Double-entry bookkeeping, mandatory for most companies, records each transaction as both a debit and a credit, providing a complete picture of the financial situation.
Preparing financial statements requires: the trial balance, cash register, bank statements, issued and received invoices, ongoing contracts, fixed assets register, and inventory documents. Rigorous organization of these documents throughout the year significantly simplifies the reporting process.
Tax optimization involves legally choosing the most advantageous tax regime (micro-enterprise or corporate income tax), leveraging deductions for investments, professional training expenses, or sponsorships. The goal is to reduce the tax burden without breaking the law. Consulting a specialist is recommended to avoid compliance risks.
An annual budget is useful as a benchmark, but monthly or quarterly reviews allow for quick adjustments to market fluctuations, cost changes, or unforeseen opportunities. Constant monitoring helps identify deviations and correct them before they affect liquidity or profitability.